AI vs Licensed Advisor: Who Should Answer Your Insurance Questions?
The winning combination uses technology for intake and triage - forms, trackers, reminders, summaries - and a licensed human for decisions. Automation amplifies the advisor's reach; it never replaces judgment.
What AI gets wrong
Policy wordings change yearly and training data goes stale; exclusion nuances differ by insurer and policy year; local hospital networks and branch follow-up are not in any training set; and sharing health records with an AI tool has privacy risks.
The cautionary incidents
Consumers acting on AI-generated guidance about claims and grievances have hit procedural dead-ends - wrong portals, missed deadlines, wrong forms. The output looked authoritative; the process was wrong.
Insurance Support is built around an IRDAI-certified advisor - not a bot - with 25+ years in the field. See the IRDAI-certified team page for free guidance.